Light Rehab Loans — For Properties That Need Work, But Not Full Renovation Financing

Own or purchasing a property that isn’t quite rent-ready, but doesn’t need major construction? Our Light Rehab Loan is perfect for real estate investors who have the resources to cover renovation costs — and just need fast capital to acquire or reposition a deal.
Whether you're buying one unit or an entire portfolio, this program gives you flexible, short-term financing with no prepayment penalties and loan terms up to 24 months.

​Ideal for BRRRR investors, portfolio acquisitions, and light cosmetic flips.
​Loan Highlights:

• Up to 80% Loan-to-Value (LTV)
• 12–24 Month Terms – Tailored to your project timeline
• No Prepayment Penalty – Refinance or sell anytime without extra cost
• Use for Single Properties or Portfolios – Scale your investments with one flexible loan
• Investor-Focused – Fast approvals, simplified underwriting, and asset-based lending

Minimum loan amount: $250,000

​Why Investors Choose This Program

• Secure funding fast — even if the property isn’t turnkey
• Perfect for investors using their own cash or credit lines to handle the rehab
• Close in days, not weeks
• Designed for landlords, flippers, and short-term rental investors looking to unlock value quickly

Fix and Flip

Looking to purchase and renovate a property for resale or long-term rental? Our Fix and Flip Loans are designed for real estate investors who want to maximize ROI with speed and flexibility.
Whether you're tackling your first BRRRR deal or scaling up your rehab portfolio, our short-term renovation loans provide the leverage you need — with loan amounts from $250,000 to $3 million and closings in just days.

Perfect for BRRRR (Buy, Rehab, Rent, Refinance, Repeat) investors.

Fix & Flip Loan Highlights:

• 12-Month, Interest-Only Terms – Short-term flexibility with no prepayment penalties
• Up to 90% of Purchase Price + 100% Rehab Costs
• Max 70% ARV (After-Repair Value) to keep equity strong
• Rates as low as 10.24%
• First-Time Investors Welcome – More experience = better terms
• Minimum FICO: 620
• 1–4 Unit Residential Properties (non-owner-occupied)
• 5+ Unit & Mixed-Use Deals considered case-by-case

​Why Choose Our Fix and Flip Loans?

• Fast Approvals & Funding – Get pre-approved in 24 hours, close in as little as 5–7 days
  
• No Bank Hassles – No tax returns or employment verification required
  
• Flexible Loan Amounts – From $250K up to $3MM
  
• Investor-Friendly Structure – Interest-only, no prepay penalties
  
• Support for New Investors – We'll help guide you through your first deal
  

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Serving All of Central Florida & Beyond

Orlando • Lake Nona • Winter Park • Kissimmee • Tampa • Jacksonville • and more

Stabilized Bridge

In today’s high-interest market, every real estate investor needs a backup plan. Our Bridge Loan program is designed for scenarios where the property is already cash flowing — but you’re not ready to lock into long-term financing just yet.
Whether you’re looking to cash out equity, pay off a private or hard money loan, or wait for better long-term rates, this flexible loan gives you breathing room — and options.
Perfect for investors holding stabilized properties and planning a refinance when the market improves.

​Loan Highlights

• 1–4 Unit Non-Owner Occupied Residential Properties
• Up to 80% Loan-to-Value (LTV)
• Loan Terms: 12 or 24 Months
• No Prepayment Penalty (on 1-Year Loan)
• Only 6-Month Prepay Penalty (on 2-Year Loan)
• Use for Cash-Out, Refinancing, or Portfolio Restructuring

Minimum loan amount: $250,000
​ When to Use a Bridge Loan

• You own a property that’s already generating rental income
• You want to refinance out of an expensive private or hard money loan
• You’re waiting for interest rates to improve before locking into long-term debt
• You’re planning to refinance into a DSCR loan, but not ready yet
• You want to pull equity out now to reinvest in your next property

(407) 604-2320
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